Aaronmarinucci's Blog

Real Estate in Your Self-Directed IRA

aaronmarinucci — Tue, 29 Dec 2009 02:48:16 +0000

Earning potential using real estate inside an IRA has caused many individuals and small business owners to rethink their current retirement strategies. David Nilssen, co-founder of Guidant Financial Group Inc, conveyed, “I can’t tell you how many people I talk to everyday who say they wish they had heard about this strategy three or four years ago. People can see the power of real estate. It is more real than stocks or mutual funds. You can touch it and see it.” Nilssen’s company, Guidant Financial Group Inc, specializes in IRA facilitation. Their purpose is to help average people get started in non-traditional IRA investments like real estate. “It is rewarding to help people whose retirement savings have been devastated by the bear market recover their savings through non-traditional investments I have personally lost a great deal of money in the stock market, so I can empathize with the powerlessness one has over Wall Street.”
Using leverage inside your IRA can be very complicated. Using a qualified Custodian, who can help you through the process of switching into a Self-directed IRA and provide a network of professionals familiar with IRA investing, is very important. Nilssen specified, “If you decide to invest with a Self-Directed IRA, don’t try to do it yourself. Use a professional to handle the process and avoid the severe penalties of doing something incorrectly.”
President Franklin Delano Roosevelt signed the Social Security Act on August 14, 1935, which established a basic compact between generations: younger workers would contribute payroll taxes, and retired workers would have a more secure retirement. Presidents from Dwight Eisenhower to Ronald Reagan have signed landmark Social Security reforms to expand Social Security to provide disability insurance (1954), index Social Security benefits so people would not become poorer as they grew older (1972), and reform Social Security to add decades to its life (1983).
What follows are some facts about Social Security that may surprise you. Read the facts. Then decide again whether Social Security is a valuable “safety net” in America.
About half of the elderly have incomes that, without Social Security, leave them below the poverty line. Social Security lifts 13 million elderly Americans above the poverty line.
Without Social Security benefits 46.8 percent of Americans aged 65 and older would have incomes below the poverty line. With Social Security benefits, only 8.7 percent of the elderly do. Some 13 million elderly Americans are lifted out of poverty by Social Security benefits.
Social Security does more to reduce poverty among children than any other government program.
In 2002, one million children under age 18 were lifted above the poverty line by Social Security benefits. No other government program except the Earned Income Tax Credit (EITC) lifts more children out of poverty. In addition, if a broader poverty alleviation measure is used that includes reductions in the severity of poverty (for those who remain poor), then Social Security does more to alleviate poverty among children than any other government program, including the EITC
Social Security is more than just a retirement program: one-third of Social Security beneficiaries receive survivors’ benefits or disability insurance benefits. 10 million beneficiaries are adults below the age of 65, and 4 million are children.
Social Security is more than just a retirement program. Of the 48 million beneficiaries in July 2005, 6.6 million received survivors’ benefits and 8.2 million received disability benefits. In total, 10.3 million adults below the age of 65 and 3.9 million children received Social Security benefits. The Social Security Administration’s Office of the Chief Actuary has estimated that an illustrative family whose breadwinner dies at a young age can receive a total of $403,000 in survivors’ benefits, while an illustrative family whose breadwinner becomes permanently disabled can receive a lifetime benefit of $353,000 from Social Security disability insurance. The Social Security Administration estimates that almost one of every three young workers will become disabled before reaching retirement age.
For two-thirds of the elderly, Social Security provides the majority of their income. For one-third of the elderly, it provides nearly all of their income.
In 2002, Social Security provided 50 percent or more of the income of 66 percent of elderly people (those ages 65 or older). Social Security provided 90 percent or more of the income of 34 percent of elderly people. For 22 percent of seniors, Social Security is the sole source of retirement income.
Social Security provides benefits to 48 million Americans, with the average beneficiary receiving $10,500 per year.
In July 2005, Social Security provided benefits to 48.1 million Americans, with benefits averaging $876.70 a month, or $10,500 annually.
Social Security is especially beneficial for women.
Some 57 percent of adult beneficiaries are women. Women pay 39 percent of Social Security payroll taxes and receive 50 percent of Social Security benefits (This includes survivor and disability benefits as well as retirement benefits). Women benefit disproportionately from a number of the program’s features, including its inflation-protected benefits (because women live longer), its progressive formula for calculating benefits (because women tend to have lower incomes), and its benefits for non-working spouses and survivors. Certain reforms could make Social Security even more effective for women, particularly widows.
Social Security is particularly important for African Americans.
African Americans benefit from Social Security’s progressive benefit formula and from its disability and survivor benefits. A wide range of studies, both by respected government agencies and by leading private scholars, have found that these benefits more than make up for the fact that African Americans have a lower average life expectancy. African Americans make up 13 percent of the population but represent 17 percent of those receiving Social Security disability benefits and 21 percent of the children who receive Social Security benefits.
Social Security provides good benefits for Hispanics.
Hispanics benefit substantially from the design of Social Security because, on average, they have lower incomes, a higher incidence of disability, more children per family, and longer life expectancies. One study by Harvard economists Jeffrey Liebman and Martin Feldstein found that Hispanics get a Social Security rate of return that is 35 to 60 percent higher than the rate of return for the general population. In addition, Hispanics are less likely to have access to employer-sponsored pension plans and consequently are much more reliant on Social Security for income in retirement. This should be an important motivation for improving Social Security for Hispanics, especially in terms of coverage issues. It is important to remember, during this time of so much pressure on illegal aliens that Social Security benefits are only available to legal citizens and workers.
Social Security provides a progressive benefit that keeps up with increases in the cost of living.
Social Security retirement benefits are calculated based on a progressive benefit formula. For the first dollar of average lifetime income, you get a Social Security benefit of $0.90. At higher incomes, a $1 increase in average lifetime income adds only $0.15 to annual benefits. Once benefits are computed, they are automatically adjusted for inflation annually, helping to ensure that people do not fall into poverty as they age. In contrast, most annuities sold by private insurance companies are very expensive and do not increase with inflation.
This last fact may surprise you. Social Security is an extremely efficient program, with administrative costs equaling only 0.6 percent of retirement and survivors benefits.
Administrative costs account for only 0.6 percent of total Social Security retirement and survivors benefit payments. According to the most optimistic estimates, even private accounts plans with very limited choices and services would have administrative costs more than ten times as high. The Office of the Chief Actuary of the Social Security Administration generally assumes that with private accounts that offer limited choices and services, administrative costs would ultimately consume about 0.3 percent of account assets each year. At that rate, administrative expenses would ultimately eat up about 7 percent of a worker’s retirement benefit, more than ten times as much as the administrative costs under the current Social Security system.
There is a wealth of information regarding Social Security and it’s past and future. You can discover some very eye-opening information at the Economic Policy Institute http://www.epi.org/content.cfm/issueguide_socialsecurity there you can download a PDF of the entire Social Security Facts guide from the Institute and read about many other interesting topics the Institute pursues.
Use the following links to find more information about retirement issues, life’s rewards, funding, current state of IRA’s, 401k’s, income, investments etc:
Sorry! A Fulfilling Retirement Is Not For Sale
When planning for retirement, money may not be the most important consideration. Millions of Americans buy the retirement industry’s familiar song: Unless you save upwards of a million dollars, you are likely to end your days living on the street eating cat food… More
Social Security: A Look Back
None other than President Eisenhower, the self-proclaimed “militant liberal,” spoke highly of New Deal programs such as social security and campaigned for national health care. He wrote that his administration was “committed to … More
Retirement Lifestyles – Early Retirement
At age 55, Billy and Akaisha Kaderli have more information and experience regarding early retirement and living a financially independent lifestyle than 99% of others in their peer group… More
Five Key Issues in Retirement Planning
“Retirement” is when most workers apply for regular, monthly Social Security retirement benefit payments. Until the end of 1999, the “normal” age to begin receiving full Social Security retirement benefits was 65. In January 2000, however, the Social Security Administration…
Posted on July 15th, 2009 in Land Banking by Randy Burchfield
Because of the current downturn, most Californians are expecting slow population growth. According to a survey done by the Public Policy Institute of California, California will continue to grow at historical rates. The population is expected to grow by 10 million people over the next 20 years. That means more housing, more jobs and a demand for Land!
One of the reasons for the growth is the continued birth rate. California is a fairly young population so we will see growth internally. Immigration is another reason California population will continue to grow. The third reason is due to the current downturn. The Baby Boomers who were planning to cash out, retire and move are finding that they must wait for home values to increase and wait for retirement funds to grow. So the Baby Boomer generation is staying put and continuing to work.
For ACE Capital clients, this is a huge opportunity, because the growth will continue in the growth path of the major population centers. The most diverse job and housing opportunity that is growth friendly is Los Angeles County, specifically in North Los Angeles County.
So now is the time to focus on a methodology to recover retirement funds more quickly through the acquisition of pre-developed land in North LA County
Posted on June 5th, 2008 in Land Banking by admin
Land banking is a long-term appreciation strategy, so we recommend owners hold their property for more than one full real estate cycle or approximately 8-10 years. However you are free to sell your property at any time—either when a developer or builder is knocking on your door or when you decide to place your property on the market with a local real estate agent.
Scott Bachman
Posted on May 29th, 2008 in Land Banking by admin
There is no specific minimum purchase price. However, we encourage our customers to purchase as much as they are comfortable with. By purchasing a Tenant In Common parcel our customer’s can participate in much larger tract of land acquisition. Larger parcel of land are typically more attractive to developers. With a TIC parcel you still receive a grant deed and title insurance giving you free and clear ownership of your property.
Jerry Hart
Posted on May 28th, 2008 in Land Banking by admin
Section 408 of the IRS tax code opened the door for you to roll over your IRA including Traditional, SIMPLE, SEP and Roth as well as qualified 401k, Solo 401k and 403b plans into real estate without a tax penalty. If your plan administrator or custodian does not provide a land banking service, you will need to find one. If you like, we can refer you to one of our partners in the ACE Professional Network.
Scott Bachman
Posted on April 23rd, 2008 in Uncategorized by admin
Welcome to our Public Blog! There has been a tremendous effort by a lot of people to bring you our dynamic and innovative websites. A place for REAL information… not just about ACE Capital Group, but information on the tremendous opportunity called “Land Banking”.
As we all know the financial services sector is taking more than just a few lumps. The marketplace, including major financial institutions, have lost billions; the U.S. Dollar at record lows and Wall Street as volatile as ever. Traditional investments are making a lot of people a little bit nervous in these trying times. The financial service companies are being forced to be more creative with how they first attract and then manage your hard earned money.
ACE is the pioneer in “rolling your IRA into real estate” and has now taken an industry leadership role in showing people that there are alternatives to how they should think about building their personal wealth. There are ways to think “outside the box” and still feel safe and secure and make a great return for you dollar.
Get started by contacting us for a webinar to watch. It’s all good stuff and we are proud to bring it to you as a service to our friends, clients and associates. If you’re a professional in a related field, by all means, check out our APN page and sign up for a FREE listing in our professional network. We look forward to a long and valued service. Thanks.

Please call me for more info

Aaron Marinucci 408-515-2650

Or Visit my website at

http://www.irongatefinancialgroup.com/

Land Banking for Legacy Building

aaronmarinucci — Mon, 21 Dec 2009 21:00:57 +0000

All investors share the common desire to build a financial legacy that can be passed on to loved ones or worthy causes. Land Banking, as a proven long-term appreciation strategy, can be a valuable component of that legacy. Moreover, land is a tangible asset that loved ones can see, touch, feel.

Proven Strategy
It is estimated that over 80% of the millionaires in America built their wealth through real estate. Bob Hope, Donald Trump, Gene Autry, and Howard Hughes are just a few of the notable individuals who used wise investments in land to build their legacy. Since Land Banking is a long-term appreciation strategy, holding land for 20, 30 or 40 years only increases the opportunity for exponential growth in value.

Legacies can create wealth for investors’ children and even their children’s children, funding educational and professional goals that might be otherwise beyond their financial reach.

WEALTH THROUGH LAND BANKING

Land Banking is the proven wealth building strategy of acquiring pre-developed land in the growth path of a major metropolitan center; waiting for its value to mature, and then selling it for a significant profit.

GreenDeed is carefully researched and selected pre-developed land for the specific purpose of land banking. All GreenDeed parcels are purchased with a grant deed, fee simple and title insurance.

GreenDeed provides individuals with opportunity for a safe and profitable alternative for building their retirement nest egg, paying for a child’s or grandchild’s education, creating a legacy, or building a family dynasty.

Also We Are Looking For New Agents!

call Aaron Marinucci 408-515-2650

Or Visit my website at

http://www.irongatefinancialgroup.com/

Land Banking Performance

aaronmarinucci — Fri, 11 Dec 2009 13:15:17 +0000

“Landlords grow rich in their sleep.” -John Stuart Mills, Economist and MP

When and where you Land Bank is critical to the performance of your investment. The following illustration displays the advantage of knowing where, in the development cycle, a parcel of land exists:

Historical Performance of Land Banking

Since there is little demand or market activity with undeveloped land, and your returns on developed land are closely tied to the cycles of prosperity and down turns in the local or regional economy, pre-developed land is the choice of experienced Land Bankers. What typically occurs in the Pre-developed or Growth Phase is a series of both planned and unexpected events that causes a parcel of land to spike in value such as public notice of a zoning change, announcement of the construction of a nearby school, church or fire station; or city approval for a new retail or commercial development. Therefore the earlier you purchase a parcel in the Growth Phase the more opportunities you will have to reap the benefits of multiple spikes in value.

Also We Are Looking For New Agents!

Call Aaron asap at 408-515-2650

How Land Banking Works ?

aaronmarinucci — Sun, 06 Dec 2009 04:59:36 +0000

“More money has been made in real estate that all the industrial investments combined.
The wise young man or wage earner of today invests his money in real estate.”
– Andrew Carnegie
Land Banking can be understood very simply: buy low and sell high. Land Banking combines personal financial and investment goals with a significant understanding of the real estate market.
There are three basic phases to Land Banking: Planning, Accumulation (buying), and Distribution (selling). Each new purchase of a land asset follows this process. The first buy can be intense, but subsequent purchases leverage past experience, and comfort levels rise quickly.
As with any real estate purchase or investment decision, individuals may want to secure the help of a professional, specifically a Land Banking Specialist, to guide them through the Land Banking process.
Planning Phase
There are two aspects of the Planning Phase. First, and most importantly, as a potential Land Banker you should understand how Land Banking fits into the goals and strategies of your personal financial planning. It is absolutely critical to understand when you will need liquidity, what risks you are willing to accept, and how land assets fit into your overall portfolio.
Second, as a potential Land Banker you should carefully research available land in your designated Land Banking area and then identify specific parcels for purchase. Most real estate investments companies that hold or sell land in desirable Land Banking areas will have a team of land acquisition specialists who have already done extensive research and prepared market comparisons on the entire land inventory. Connecting with a Land Banking Specialist may save an individual investor hundreds of hours of research.
Accumulation Phase
During the accumulation phase an individual Lank Banker typically purchases and holds the land. They do not develop it. They do not use it for recreation. They hold it.
Individuals may use available cash or tap into their retirement portfolios to make an acquisition. There are a variety of legal structures through which land can be held to ensure taxes and management obligations are fulfilled. A certified Land Banking Specialist can help you walk through this process.
Building one’s portfolio is the process of accumulating more and more land in a manner consistent with one’s personal financial goals. This may involve putting additional financial resources into Land Banking. It may also involve selling land and reinvesting the money into additional land.
Distribution Phase
Land is sold during the distribution phase – at the right time, at the right price, to the right buyer. This phase can be part of an ongoing accumulation – resulting revenue is reinvested into new land. It can also be the final stage – the equity is transferred into other investments which meet more immediate financial goals.
One of the key components of the Distribution Phase is the allocation of the proceeds from the sale of your land. If the proceeds are not being used for ongoing Land Banking, it’s best to document a clear strategy on how to minimize your tax consequences and maximize your wealth or future income allocation by using tools such as 1031 exchanges.
Professional Support
Many people have turned to real estate professionals or Land Banking Specialists to help them through the Land Banking process. Making smart Land Banking decisions can be challenging, and few people have the experience, expertise or time to become their own specialists. An LBI Certified Land Banking Specialist can be helpful from the beginning of the process and will be available to provide professional and timely ongoing support.
Also We Are Looking For New Agents!
Call Aaron and Say that you saw this in My Blog!!!!!
And enter in a drawing for a free Wii

408-515-2650

Mention that you saw this in the SAT Blog and enter in a drawing to win a FREE Wii

Land Banking as a Retirement Strategy

aaronmarinucci — Thu, 03 Dec 2009 04:02:15 +0000

“Real estate cannot be lost or stolen, nor can it be carried away. Purchased with common sense, paid for in full, and managed with reasonable care, it is about the safest investment in the world.” -Franklin D. Roosevelt

A good retirement investment policy is to roll your IRA into real estate. As the stock market heads south, rolling over a portion of your IRA into real estate could vary and lessen your risks. There can be tax profits in converting IRA funds from one kind of asset to another. Also you could roll your capital gains on the land into a future real estate purchase, avoiding the need to pay tax on the capital gains.

If you choose to invest your IRA into real estate, you will be responsible for a speculative investment. If you have selected your land well, you are bound to get quite good gains. Conversely, should the land never get planning permission for development, you could discover yourself sitting on an expensive white elephant. It is important that your due diligence is comprehensive.

Land banking, done the right way, has the potential to return higher-than-average investment gains in the long term. A land banking specialist can provide information about past returns and investment opportunities. However, there are risks involved in shifting from paper assets to land banking, and you should obtain professional advice to ensure that you are fully aware of the risks before making a decision to change your investment strategy.

Also We Are Looking For New Agents!

Call Us at 925-303-4599 ext 100

Please ask for Aaron Marinucci…

Please visit www.gorwanestegg.com

or email us at info@growanestegg.com

Are your investors tired of the three T’s

aaronmarinucci — Sun, 29 Nov 2009 06:03:23 +0000

Are your investors tired of the three T’s Tenants

Are your investors tired of the three T’s Tenants, Toliets and Trash, then you should know about land Banking. Land banking use 1031 exchange, 401k, IRA or Cash. to buy land in the path of growth.

http://www.growanestegg.com
(watch our 3 minute video is on the top right)

You owe it to yourself to join us for a free business overview seminar November 19, 2009 with IronGate Financial Inc. If you\’ve ever wanted to offer your client an alternative to that 1031 exchange or where to roll that investment money besides a rental home… watch our 3 minute video then see us about how to get paid a real estate sized commission % for introducing your client to us… we do the rest.
come see us in person (you must RSVP!)

Tuesday Dec 1st 1PM 50 Eagle Rock Ave Suite A Brentwood CA. 94513

Seats are limited reserve today. Thanks you.
Reserve your seat here 1PM Click here http://brentwood1.eventbrite.com
Reserve your seat here 6:30PM Click here http://brentwood630.eventbrite.com

Are you working 1031 exchanges right now? listing investment properties?
Have you had an investment buyer change their mind becuase of the housing market?
http://www.growanestegg.com
(watch our 3 minute video is on the top right)

Are your clients wanting to get out of the role of “landlord” but being forced into a 1031 exchange?
would you like to make the same commission or more and have an alternative for that 1031 exchange? An alternative for a cash buyer.
http://www.growanestegg.com
(watch our 3 minute video is on the top right)

http://www.growanestegg.com/
(our 3 minute video is on the top right)

come see us in person (you must RSVP!)

Tuesday Dec 1st 1PM 50 Eagle Rock Ave Suite A Brentwood CA. 94513

Seats are limited reserve today. Thanks you.
Reserve your seat here 1PM Click here http://brentwood1.eventbrite.com
Reserve your seat here 6:30PM Click here http://brentwood630.eventbrite.com

Impress Your Customers

aaronmarinucci — Thu, 26 Nov 2009 06:20:23 +0000

Tis the season for you to impress customers. The holidays are the perfect time to show new customers your stellar service and to remind your existing customers how much you appreciate their business.

And if you can create an exceptional service experience, you will set your small business apart from the competition because most businesses will be focusing on sales and volume instead of service.

How Land Banking Works

aaronmarinucci — Sat, 21 Nov 2009 23:24:31 +0000

“More money has been made in real estate that all the industrial investments combined.
The wise young man or wage earner of today invests his money in real estate.”
– Andrew Carnegie

Land Banking can be understood very simply: buy low and sell high. Land Banking combines personal financial and investment goals with a significant understanding of the real estate market.

There are three basic phases to Land Banking: Planning, Accumulation (buying), and Distribution (selling). Each new purchase of a land asset follows this process. The first buy can be intense, but subsequent purchases leverage past experience, and comfort levels rise quickly.

As with any real estate purchase or investment decision, individuals may want to secure the help of a professional, specifically a Land Banking Specialist, to guide them through the Land Banking process.

Planning Phase
There are two aspects of the Planning Phase. First, and most importantly, as a potential Land Banker you should understand how Land Banking fits into the goals and strategies of your personal financial planning. It is absolutely critical to understand when you will need liquidity, what risks you are willing to accept, and how land assets fit into your overall portfolio.

Second, as a potential Land Banker you should carefully research available land in your designated Land Banking area and then identify specific parcels for purchase. Most real estate investments companies that hold or sell land in desirable Land Banking areas will have a team of land acquisition specialists who have already done extensive research and prepared market comparisons on the entire land inventory. Connecting with a Land Banking Specialist may save an individual investor hundreds of hours of research.

Accumulation Phase
During the accumulation phase an individual Lank Banker typically purchases and holds the land. They do not develop it. They do not use it for recreation. They hold it.

Individuals may use available cash or tap into their retirement portfolios to make an acquisition. There are a variety of legal structures through which land can be held to ensure taxes and management obligations are fulfilled. A certified Land Banking Specialist can help you walk through this process.

Building one’s portfolio is the process of accumulating more and more land in a manner consistent with one’s personal financial goals. This may involve putting additional financial resources into Land Banking. It may also involve selling land and reinvesting the money into additional land.

Distribution Phase
Land is sold during the distribution phase – at the right time, at the right price, to the right buyer. This phase can be part of an ongoing accumulation – resulting revenue is reinvested into new land. It can also be the final stage – the equity is transferred into other investments which meet more immediate financial goals.

One of the key components of the Distribution Phase is the allocation of the proceeds from the sale of your land. If the proceeds are not being used for ongoing Land Banking, it’s best to document a clear strategy on how to minimize your tax consequences and maximize your wealth or future income allocation by using tools such as 1031 exchanges.

Professional Support
Many people have turned to real estate professionals or Land Banking Specialists to help them through the Land Banking process. Making smart Land Banking decisions can be challenging, and few people have the experience, expertise or time to become their own specialists. An LBI Certified Land Banking Specialist can be helpful from the beginning of the process and will be available to provide professional and timely ongoing support.

Also We Are Looking For New Agents!

Call me at 925-303-4599 ext 100 Aaron Marinucci

THE DEBT SETTLEMENT BUSINESS IS BOOMING! Big Money-Huge Contracts

aaronmarinucci — Fri, 20 Nov 2009 22:59:36 +0000

Average Business $100+ Work from Home or Office.

If you are a business-minded individual looking for a serious opportunity to thrive in these tough economic times, you owe it to yourself to join us for a free business overview seminar November 23, 2009. We will teach you more about how to own and run a business center location with IronGate Financial Inc. This might well become the greatest solution to our country’s current credit crisis, cash flow! And don’t worry about training we have the top trainers in the industries on staff. If you wanted to start helping families and making money today you could. Our product training walks you step by step through each process.

Our Business in a box platform is a turnkey business model, making your transition from employee to employer or addition of services to an existing business seamless and effortless. Nothing has been left out to give you more value and a quicker return on your investment.

Iron Gate Financial Group has a product platform like no other business, here are some but not all of our products. We have a plug and play mentality so you don’t have to sell all the products you can customize your business center to your liking.

Debt Settlement • Mortgage Services • Investment Land Banking • Credit Repair • Short Sale Services • Insurance • Debt Elimination • and much more…

Call today and reserve a seat for our Free business overview.

Monday November 23 Starts at 12:30PM or 7:00PM

Residence Inn By Marriott
3240 W March Ln
Stockton, CA 95219-234
(209) 472-9800
Seats are limited reserve today. Thanks you.

For the 12:30 PM Seating Go here: http://stockton1230.eventbrite.com

For the 2:00 PM Seating Go here: http://stockton200.eventbrite.com

Aaron Marinucci (925) 303-4599 ext. 100

Aaron Arevalo (925) 303-4599 ext 102 eMail: opportunity@growanestegg.com

IS YOUR BUSINESS DOWN FROM THE PAST? ARE YOU UNHAPPY WITH YOUR 9-5 JOB?

aaronmarinucci — Thu, 19 Nov 2009 01:23:24 +0000

IS YOUR BUSINESS DOWN FROM THE PAST? ARE YOU UNHAPPY WITH YOUR 9-5 JOB?
IF SO, HELP IS HERE! JOIN THE GREATEST TURNKEY OPPORTUNITY IN UNITED STATES HISTORY!
IronGate Financial Group has modeled itself after the multibillion dollar one stop shops like Costco, Wal-Mart, and Target. We have take that same concept and applied to the financial sector. Now more than ever American’s require financial services to rebuild or grow existing wealth. Timing is everything and now is the time. Below will tell you a little more about what is going on and why our products are so needed.
At the end of 2008, American’s credit card debt reached $927.73 billion, up
1.12% from 2007.
As household wealth has declined, more American families are facing
financial distress due to high debt burdens.
In the last 12 months, 15% of American adults, or nearly 34 million have
been late making a credit card payments.
At the beginning of January 2009 the growing army of unemployment was at
11.1 million, more than 50% higher than the beginning of 2008.
Never before in our financial history are more American families having
trouble paying their bills.
Debt Settlement is a solution that can help get your customers back on their
feet, and live a normal life again.

If you are a business-minded individual looking for a serious opportunity to thrive in these tough economic times, you owe it to yourself to join us for a free business overview seminar November 19, 2009. We will teach you more about how to own and run a business center location with IronGate Financial Inc. This might well become the greatest solution to our country’s current credit crisis, cash flow! And don’t worry about training we have the top trainers in the industries on staff. If you wanted to start helping families and making money today you could. Our product training walks you step by step through each process.

Thursday November 19th Starts at 2PM or 6:30
Holiday Inn Express 3000 Constitution Dr. Livermore, CA. 94550 925-961-9600
Seats are limited reserve today. Thanks you.
Reserve your seat here 2PM Click here http://ifg.eventbrite.com
Reserve your seat here 6:30PM Click here http://ifg630.eventbrite.com

Partime / Fulltime / Twin Career

Here is a little on how you can make money with IFG.

* Residual income per transaction… for up to 18 Months!!!!! (per enrolled client)
* The average Fees are $4,500.00 per client!
* Build a pipeline and get paid residually, accrue new business monthly and Your residual income compounds exponentially!
* Imagine a $45,000.00 MONTH RESIDUAL INCOME AFTER ONLY 1 YEAR IN BUSINESS… THAT’S ONLY 10 NEW CLIENTS A MONTH!!! This is only one of the tools in our tool belt…

IFG has a product platform like no other business, here some but not all of our products. We have a plug and play mentality so you don’t have to sell all the products you can customize you business center to your liking.

Debt Settlement • Mortgage Services • Investment Land Banking • Credit Repair • Short Sale Services • Insurance • Debt Elimination • and much more…

Business in a Box
• Client Management System “CRM”
• Industry Specific Software

• 47 State Attorney Network Access

• Business Plan Strategies

• Weekly Webinar Training

• Scripts, Sales Tools, and Techniques

• 24/7 Scripts, Sales Tools, and Techniques

• 24/7 Enrolled Client ToolBox

• US Account Manager Support

• Personalized Business Website (Option to use your own name and logo)

• Business Boot Camp 2 day training

• Corporation Set-up

• We customize your website to the products you want to sell.
• Marketing materials (business cards, leaflets, fliers, door hanger, banners at discount pricing)
• And more…
Aaron Arevelo 925-303-4599 x 102